Changing Lives. One Member at a Time.


You invest in us. We invest in you.

Through credit unions’ impact investing, the Community Investment Fund (CIF) & Charitable Donation Account (CDA) have generated millions of dollars to fund and support local and national financial literacy, development and scholarship initiatives. Started in 1999, the CIF was designed to leverage the interdependence of the credit union system for the greater good. It provides credit unions the opportunity to donate a portion of the dividends earned on certain investments to the Foundation and state credit union foundations.

Through credit unions’ generous investments, the National Foundation has led financial literacy programs such as Biz Kid$ and Reality Fairs, provided people with access to affordable financial services, savings and asset accumulation, and much more.  

Through those same generous contributions, credit unions have supported state credit union foundations’ work to assist small credit unions with appropriate technology, extend credit union services to the unserved or underserved, countless financial education projects for youth and adults, scholarships to credit union staff, disaster relief, consumer education programs, in-school branches, international partnership programs and more.

That’s widespread impact. That’s the credit union difference. That’s hope. Your investment can change someone’s future.

The Foundation has two mechanisms on which it relies, and in addition to direct contributions, to help fund its activities:

  1. Community Investment Fund (CIF)
  2. Charitable Donation Account/Charitable Lead Trust (CDA/CLT)



Community Investment Fund (CIF)


CIF Investing is as easy as 1-2-3:

  1. Choose one of the investment options available (e.g. - Certificate of Deposit, Money Market account, or CIF Securities Option).

  2. Talk with one of the Foundation’s CIF partners to open an account:

  3. Sit back and take pride in the fact that your credit union is making a difference in members’ lives by supporting critical financial literacy and development programs provided by your state and national credit union foundations.


Charitable Donation Accounts (CDA)

CDA Investing is as easy as 1-2-3

  1. Choose one of the investment options available (e.g. - CDA or CLT).

  2. Talk with one of the Foundation’s CDA partners to open an account:

  3. Sit back and take pride in the fact that your credit union is making a difference in members’ lives by supporting critical financial literacy and development programs provided by your state and national credit union foundations.

Support your mission. Your movement. Your members. Your CIF.

For More Information...

...contact Danielle Brown, Development & Donor Relations Director, at (608) 556-2406 or dbrown@ncuf.coop.


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